Job Requirements

Role/ Job Title: Senior Lead – Product Owner- Supply Chain Finance (SCF)

Function/ Department: Wholesale Banking

Job Purpose:

The job purpose is to be responsible for developing, structuring, and customizing supply chain finance products and services - vendor/dealer finance, receivables and dynamic discounting, anchor–dealer–vendor ecosystems, settlement and co‑lending, with working knowledge of RBI regulations, exposure norms, KYC/AML, corporate lifecycle management, and experience integrating SCF platforms with CBS, LMS, risk, collateral and ERP systems, and ensure seamless integration with fintechs and partners to deliver best-in-class solutions tailored to evolving client needs.

Roles & Responsibilities:

Define and drive multi-quarter SCF platform build roadmap balancing growth, risk, compliance and technical debt
Deep knowledge of SCF constructs – vendor/dealer finance, receivables discounting, anchor programmes, limits, pricing and settlement flows
Operate in agile and AI-assisted SDLC environments with focus on precision and validation
Managing expectations across business, credit, risk, operations, compliance and technology stakeholders
Ensuring the platform is usable for bank ops staff, RMs, and corporate clients (for customer facing channels)
Leveraging AI capabilities to simplify the customer's supply chain finance journey
Ability to engage with API design, microservices architecture, cloud infra, and integration patterns
Defining KPIs, funnel analysis, and usage metrics for the platform
Driving internal adoption, preparing SOPs, and enabling branch/ops/business teams on the new platform
Strong understanding of RBI SCF norms, exposure guidelines, KYC/AML and audit expectations

Educational Qualification:

Graduation: Any graduate
Post-graduation: Any post graduate

Experience: Minimum 10 years of relevant experience in product management, preferably in banking, fintech, or digital platforms.

Senior Lead-Product Owner- Supply Chain Finance (SCF)

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