Medical Consultant

Required Qualification

• MBBS from a recognized medical college.
  
  

Preferred Experience

• Minimum 5 years of post-MBBS clinical experience preferred.
• Senior physicians and specialists with 15+ years of clinical practice experience are strongly encouraged to apply.
• Clinical experience in one or more of the following specialties is preferred:
• Internal Medicine
• Critical Care / ICU
• Emergency Medicine
• Cardiology
• Pulmonology
• Oncology
• Nephrology
• Neurology
• Endocrinology
• General Medicine
• Family Medicine with significant exposure to complex medical cases
  

Core Clinical Competencies

Candidates should possess strong expertise in evaluating and managing conditions such as:

• Cardiovascular diseases
• Diabetes and metabolic disorders
• Renal disorders
• Neurological diseases
• Respiratory illnesses
• Cancer and hematological disorders
• Liver diseases
• Autoimmune conditions
• Infectious diseases
• Chronic multisystem illnesses
• Terminal illnesses
• ICU and critical care cases
• Complex surgical histories
• Organ dysfunction and long-term complications
  
  

Diagnostic Interpretation Skills

Candidates should be proficient in reviewing and interpreting:

• Electrocardiograms (ECG), including ischemic changes, arrhythmias, conduction abnormalities, and chamber enlargement
• Echocardiography reports
• Stress Tests (TMT)
• Cardiac catheterization and angiography reports
• CT and MRI reports
• Chest imaging studies
• Pulmonary Function Tests (PFTs)
• Pathology and histopathology reports
• Laboratory investigations
• Hospital discharge summaries
• ICU records
• Specialist consultation notes
  
  

Preferred Insurance Medicine & Risk Assessment Skills

Prior experience in insurance medicine is advantageous but not mandatory. Candidates should demonstrate the ability, or willingness to develop expertise, in:

• Reviewing Attending Physician Statements (APS)
• Preparing medical summaries and risk assessments
• Identifying mortality and morbidity risk factors
• Assessing disease severity and long-term prognosis
• Evaluating functional capacity and occupational impact
• Relating medical findings to insurability considerations
• Supporting evidence-based underwriting decisions
• Providing independent medical opinions for risk selection
• Assisting with medical reviews for life insurance claims
  
  

Key Success Factors

• Strong clinical judgment and reasoning skills
• Excellent analytical and critical thinking capabilities
• High attention to detail
• Ability to synthesize complex medical information
• Strong written communication and documentation skills
• Ability to make objective, evidence-based decisions
• Adaptability and willingness to learn Insurance Medicine concepts
  
  

Work Location & Schedule

• This role is based out of the Hyderabad office and follows a hybrid working model.
• Work schedules and shift timings will be aligned with the reporting Medical Director and Mass Mutual US stakeholders, based on business requirements.