Senior Asset Finance Processor

Job Description :

Job Summary

We are looking for an experienced Senior Residential Mortgage Processor with 5+ years of hands-on experience in Australian residential mortgage processing and strong working knowledge of Infynity software.

The ideal candidate should have expertise in end-to-end residential mortgage processing, loan application packaging, servicing calculations, borrowing capacity assessments, lender policy evaluation, and broker support. The candidate must be capable of independently managing mortgage applications while ensuring accuracy, compliance, and timely settlements.

Key Responsibilities

1. Residential Mortgage Processing

• Manage end-to-end Australian residential mortgage applications, from initial submission through approval and settlement.
• Prepare, review, and package mortgage applications with accurate supporting documentation.
• Handle residential home loans, investment property loans, and refinancing applications.
• Review client financial documents, including payslips, bank statements, tax returns, and other income documents.
• Perform servicing calculations, borrowing capacity assessments, and financial analysis.
• Conduct Fact Finds and assess clients' financial positions.
• Review lender policies and identify suitable lenders based on client requirements.
• Monitor application progress and ensure timely approvals and settlements.

2. Infynity Software & CRM Management

• Strong hands-on experience with Infynity software is mandatory.
• Manage and update mortgage applications through Infynity.
• Maintain accurate client records, application details, and supporting documents.
• Track application progress, follow-ups, and settlement status.
• Ensure proper documentation and workflow management within the system.

3. Client & Broker Coordination

• Communicate with Australian mortgage brokers, clients, lenders, and Business Development Managers (BDMs).
• Conduct client interviews and collect necessary financial information.
• Follow up on pending documents and application requirements.
• Resolve application-related queries and documentation discrepancies.
• Provide regular updates to brokers regarding application progress.

4. Compliance & Quality Assurance

• Ensure mortgage applications comply with Australian lending policies and applicable regulatory requirements.
• Review applications for accuracy and completeness before submission.
• Maintain high standards of documentation and processing quality.
• Identify potential issues and resolve them proactively.

Required Qualifications

• Graduate or postgraduate qualification in Commerce, Finance, Accounting, Banking, or a related discipline preferred.
• Strong understanding of Australian residential mortgage lending processes.
• Hands-on experience with Infynity software is mandatory.

Experience Required

• Minimum 5+ years of experience in Australian residential mortgage processing.
• Strong experience handling residential home loans, investment loans, and refinancing.
• Proven expertise in end-to-end loan processing and application packaging.
• Hands-on experience with Fact Finds, servicing calculations, and borrowing capacity assessments.
• Experience reviewing income documents and financial statements.
• Strong understanding of Australian lender policies and lending guidelines.
• Experience coordinating with Australian mortgage brokers and lenders.

Key Skills & Competencies

• Australian Residential Mortgage Processing
• Infynity Software (Mandatory)
• End-to-End Mortgage Processing
• Residential Home Loan Processing
• Investment Property Loans
• Mortgage Refinancing
• Loan Application Packaging
• Credit Assessment & Financial Analysis
• Servicing Calculations
• Borrowing Capacity Assessment
• Fact Find Preparation
• Lender Policy Assessment
• Income Document Verification
• Broker & Lender Coordination
• Mortgage Compliance & Documentation
• Application Tracking & Settlement Coordination

Communication Skills

• Excellent verbal and written English communication skills.
• Ability to communicate confidently with Australian mortgage brokers, clients, and lenders.
• Strong follow-up, coordination, and stakeholder management skills.
• Ability to explain application requirements and resolve documentation-related queries professionally.

Preferred Candidate Profile

• Independently managed Australian residential mortgage applications.
• Strong practical experience using Infynity software.
• Excellent knowledge of Australian mortgage lending policies.
• Confident communicating with Australian brokers and lenders.
• Capable of managing multiple applications and strict deadlines.
• High standards of accuracy, compliance, and documentation.
• Comfortable working independently in a remote environment.

Experience : 5 - 6

Timing : Remote

Working Shift : Day Shift (Onsite)

Job Type : Full Time

Category : Australian Mortgage

Salary : Best in industry

Skills : Excellent Communication

Keywords : Australian Asset Finance, Asset Finance Processing, Equipment Finance, Commercial Finance

Interested candidates kindly share your resume on [email protected] or WhatsApp on 9274697805