Associate Divisional Manager-Data Analytics, Chennai
Job Description
Position Title
Associate Divisional Manager - Data Analytics (Data Science)
Grade/Level
Department
Data & Analytics
Location
Chennai
Organizational Relationships
Position reporting to
Sr. Divisional Manager – Data & Analytics
Job Purpose
The position will be responsible for managing leading a team of 4-5 data scientists developing predictive modelling solutions in credit risk and marketing for Consumer and Commercial lending portfolios.
Key Responsibilities
Functional
Responsibilities
Provide insights, perform trend and variance analyses across the product suite for cross sell activities from a risk and marketing perspective
Assist Business teams with analyzing root cause of trends, identify incremental sales opportunities and risk mitigation avenues
Develop machine learning models, segmentation and mentor junior analysts on development of solutions that incorporate business aspects and operational constraints
Ensure operationally efficient solutions and drive optimization in existing analytics solutions
Qualifications
Job Requirements
M.Tech / B.E / B.Tech / M.Sc in CS or Stats or Maths
Experience
Excellent Analytics, Logical, Problem Solving And Numerical Skills
Familiarity in Python, SQL, Advanced excel skills
Key pointers
Position Title
Associate Divisional Manager - Data Analytics (Data Science)
Grade/Level
Department
Data & Analytics
Location
Chennai
Organizational Relationships
Position reporting to
Sr. Divisional Manager – Data & Analytics
Job Purpose
The position will be responsible for managing leading a team of 4-5 data scientists developing predictive modelling solutions in credit risk and marketing for Consumer and Commercial lending portfolios.
Key Responsibilities
Functional
Responsibilities
Provide insights, perform trend and variance analyses across the product suite for cross sell activities from a risk and marketing perspective
Assist Business teams with analyzing root cause of trends, identify incremental sales opportunities and risk mitigation avenues
Develop machine learning models, segmentation and mentor junior analysts on development of solutions that incorporate business aspects and operational constraints
Ensure operationally efficient solutions and drive optimization in existing analytics solutions
Qualifications
Job Requirements
M.Tech / B.E / B.Tech / M.Sc in CS or Stats or Maths
Experience
- Preferably 8+ years’ experience in data science
- Good at Statistical/ Machine learning / Deep Learning Models
- Strong command of SQL and Python.
- Experience in risk analytics, credit risk models, marketing analytics, marketing models, portfolio monitoring, Expected credit loss (ECL) models.
Excellent Analytics, Logical, Problem Solving And Numerical Skills
Familiarity in Python, SQL, Advanced excel skills
Key pointers
- Experience in credit risk models, marketing analytics, marketing models, portfolio monitoring
- Worked on lending products like – personal loan, consumer loan, credit cards, tractor loan, commercial vehicle loan
- XG Boost, Logistic Regression, Deep Learning
- Underwriting strategy development
- Acquisition Risk Scorecard, Behaviour Risk Scorecard, Propensity Models
- CHAID segmentation
- Experience with Indian Banks/ NBFC
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