Area Credit Manager, Ahmedabad

Key Responsibilities

Credit Underwriting: Evaluate business proposals, financial statements, cash flows, and creditworthiness for SME/Business Loans.
Risk Management: Implement risk mitigation strategies, identify early warning signals, and manage portfolio quality to reduce NPAs.
Policy Adherence: Ensure all loan applications comply with company credit policies and external regulatory norms.
Portfolio Management: Monitor portfolio performance, trends, and delinquencies in the assigned state.
Team Leadership: Supervise credit analysts/managers, providing training and monitoring team performance on TAT (Turnaround Time) and accuracy.
Stakeholder Interaction: Liaise with sales teams to manage loan pipelines and with legal/technical vendors for valuation.

Area Credit Manager, Ahmedabad

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